Fri. May 20th, 2022

LIC च्या विशेष पॉलिसीमध्ये 31 मार्चपूर्वी करा गुंतवणूक, मिळणार मोठे फायदे!

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दिल्ली |  जर आपण गुंतवणुकीची तयारी करत असाल आणि तुम्हाला अधिक परतावा मिळवायचा असेल तर आपण एलआयसीचे  ही विशेष पॉलिसी घेऊ शकता. एलआयसीमध्ये गुंतवणूक करण्यास कोणताही धोका नाही. एलआयसीमध्ये गुंतवलेले पैसे कधीही बुडत नाहीत, कारण सरकार येथे जमा केलेल्या रकमेवर सार्वभौम हमी देते. एलआयसीमध्ये गुंतवणूक केल्यावर तुम्हाला लाईफ कव्हरसह मॅच्युरिटीवर चांगला परतावा मिळतो. आज आपण ज्या एलआयसीच्या पॉलिसीबद्दल बोलत आहोत, त्या पॉलिसीचे नाव आहे, इन्व्हेस्टमेंट प्लस प्लॅन. ही एकल प्रीमियम, युनिट-लिंक्ड आणि वैयक्तिक जीवन विमा संरक्षण कवच आहे, जी पॉलिसीच्या मुदतीत विम्यासह गुंतवणुकीचा फायदा प्रदान करते.

या योजनेत काय विशेष?

– आपण ही योजना ऑफलाईन किंवा ऑनलाईन दोन्ही खरेदी करू शकता.
– आपल्याकडे बेसिक सम अ‍ॅश्युअर्ड निवडण्याची सुविधा देखील आहे.
– सम अ‍ॅश्युअर्ड पर्याय सिंगल प्रीमियमच्या 1.25 वेळा किंवा सिंगल प्रीमियमच्या 10 वेळा असतात.
बॉन्ड फंड, सिक्युरिटी फंड, बॅलन्स्ड फंड आणि ग्रोथ फंड यासह तुम्ही एकूण चार फंडांमध्ये गुंतवणूक करू शकता.

पॉलिसीशी संबंधित महत्त्वाच्या गोष्टी?

* आपण 10 वर्ष ते 35 वर्षांपर्यंत पॉलिसी घेऊ शकता. ही पॉलिसी घेण्यासाठी आपले वय 90 दिवसांपेक्षा जास्त आणि 65 वर्षांपेक्षा कमी असणे आवश्यक आहे.
* यात तुम्हाला किमान एक लाख रुपये गुंतवावे लागतील. कोणतीही जास्तीत जास्त गुंतवणूक मर्यादा नाही. याचा अर्थ असा की, आपण इच्छित तेवढी गुंतवणूक करू शकता.
* सहाव्या पॉलिसी वर्षांनंतर एलआयसी या योजनेत गुंतवणूक करणाऱ्या ग्राहकांना आंशिक पैसे काढण्याची सुविधा देते.
* म्हणजे आपण आपल्या गरजेनुसार एका विशिष्ट मर्यादेपर्यंत पैसे काढू शकता. जर पॉलिसी खरेदीदार हा अल्पवयीन असेल तर तो वयाच्या 18 वर्षांनंतर माघार घेऊ शकेल.
* एलआयसी केवळ या फंडामध्ये गुंतवणूक करणाऱ्यांच्या पसंतीनुसार गुंतवणूक करते. आपण ही पॉलिसी खरेदी करण्याचा विचार करत असल्यास आपण 10 ते 25 वर्षांच्या दरम्यानची पॉलिसी घेऊ शकता.
* जर आपल्याला दीर्घ मुदतीसाठी गुंतवणूक करायची असेल तर 35 वर्षांची पॉलिसी आपल्यासाठी सर्वोत्तम पर्याय आहे.

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